Rmd Life Expectancy Table 2024 Fidelity. Most account owners use the irs’s uniform lifetime table, which starts with a life expectancy factor of 27.4 years at age 72 and gradually drops. Divide #1 by #2 to determine your rmd amount;
When you hit a certain age, you must start taking a minimum amount from your ira. Find the distribution period (or life expectancy) that corresponds to your age on the appropriate irs table;